✓ Verified Canadian Coverage : 100% Confidential
INCOME PROTECTION
Secure your family's future with a safety net designed for Canadian parents.
Takes 2 minutes · No SIN or credit card required · 100% Free
INCOME PROTECTION
Secure your family's future with a safety net designed for Canadian parents.
Takes 2 minutes · No SIN or credit card required · 100% Free
HOW THE CHECK WORKS
The 60-Second
Family Safety-Net Check
Get an immediate, crystal-clear assessment of your household's emergency runway. No phone calls, no obligation, and zero financial jargon.
STEP 01
Input Expenses
Enter your family's core monthly burn rate, including housing, groceries, childcare, debt service, and utilities.
STEP 02
Check Savings
Factor in liquid cash reserves, TFSAs, emergency funds, and any workplace benefits currently protecting your household.
STEP 03
See Gap
Instantly reveal your protection timeline in months, uncovering precisely how long your family remains fully self-sufficient.
How long could your family
stay on track if one income stopped?
Enter a few household numbers to estimate your income gap and how long your savings could keep your family on track.
Your Household Information
Enter your best estimates. You can always adjust the numbers.
YOUR FAMILY SAFETY-NET RESULT
Based on the numbers you entered
Estimated Monthly Income Gap
—
Emergency Savings Runway
—
Expenses Covered By Remaining Income
—
Enter your household information and calculate your result.
Built for Real Families
Designed for Canadian households with real-life expenses.
No Obligation
Get your estimate with no pressure and no commitment.
Simple & Straightforward
Clear answers in seconds so you can make more confident decisions.
How long could your family
stay on track if one income stopped?
Enter a few household numbers to estimate your income gap and how long your savings could keep your family on track.
Your Household Information
Enter your best estimates. You can always adjust the numbers.
YOUR FAMILY SAFETY-NET RESULT
Based on the numbers you entered
Estimated Monthly Income Gap
—
Emergency Savings Runway
—
Expenses Covered By Remaining Income
—
Enter your household information and calculate your result.
Built for Real Families
Designed for Canadian households with real-life expenses.
No Obligation
Get your estimate with no pressure and no commitment.
Simple & Straightforward
Clear answers in seconds so you can make more confident decisions.
EMPLOYER COVERAGE REALITY CHECK
Your Income May Stop. Your Bills Usually Don't.
Even if you already have some protection through work, it’s worth understanding what would actually happen if an injury or sickness kept you from earning your normal income.
Because while you recover, your family still has everyday expenses to cover.
Mortgage or Rent: Your housing payment still comes out every month.
Groceries: Your family still needs food on the table.
Car Payments + Gas: Transportation costs don’t disappear because you’re off work.
Childcare + Kids’ Activities: Daycare, sports, school costs and other commitments can continue.
Utilities + Phone: Hydro, heat, internet and cell phone bills still need to be paid.
Debt + Everyday Expenses: Credit cards, loans, insurance and normal household spending can keep adding up.
| Would your current protection be enough to keep all of this covered?
What to think about
Would Your Current Coverage Be Enough?
Income still coming in?
How much of your normal income would actually continue?
Bills still going out?
Would your remaining income sitll cover your mortgage, groceries, childcare, and other essentials?
Possible gap?
If not, your family could be left with a monthly shortfall while you recover.
| A protection review helps you understand if there may still be a gap.
Would Your Current Coverage Be Enough?
Income still coming in?
How much of your normal income would actually continue?
Bills still going out?
Would your remaining income sitll cover your mortgage, groceries, childcare, and other essentials?
Possible gap?
If not, your family could be left with a monthly shortfall while you recover.
| A protection review helps you understand if there may still be a gap.
REAL PEOPLE. REAL CLAIMS.
The Claim Files
These are real Living Protection clients who received cash benefits after their accidents.
The same could happen to you.
REAL CLAIM
BROKEN FINGER + 7 DAYS IN HOSPITAL
$13,560
PAID
“The payout helped relieve the financial pressure while I focused on recovery instead of the bills.”
Dana & Shawn
REAL CLAIM
FLESH EATING DESEASE + 5 MONTHS IN HOSPITAL
$180,000
PAID
“I was off work for almost 1 year. The benefits helped cover bills and kept everything on track.”
Lisa & Sam
REAL CLAIM
LACERATION + OUTPATIENT SURGERY
$5,000
PAID
“Even a simple surgery like getting stitches can qualify. It really made a difference.”
Zac & Nicole
Why Families Choose Living Protection
Because life happens outside of work, and your family depends on your income.
24/7 Protection
Coverage at home, at work, and everywhere in between.
Cash Benefits
Paid directly to you after a covered accident or illness.
Helps Replace Income
Keep up with your bills while you recover.
Multiple Claims
Use it when you need it. Renewable to age 85.
Works With Your Benefits
Even if you have coverage at work, this helps fill the gaps.
PROVINCIALLY LICENSED & INDEPENDENT
A Real Person.
Not A Call Centre.
When safeguarding your household, you should never have to repeat your family's personal story to an anonymous queue or navigate robotic phone menus.
Hi, my name is Eddy, a husband, father, and Protection Specialist. I help working Canadian families understand what protection they already have, where there may be gaps, and which options could help protect the income their family depends on.
The goal isn't to sell you everything. It's to give you clear information so you can make the best decision for your family.
15-Minute Review
No Obligations
Simple & Clear
FINAL STEP : FAMILY SAFETY AUDIT
Find Your Family's Gap
Before Life Tests It.
Identify your household's exact coverage shortfall in under 2 minutes. Receive a customized protection summary built specifically for Canadian families.
100% Confidential • Instant Calculator Results • No Obligation
Income Protection for Canadian Families
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Living Protection adheres to Canadian Insurance Services Regulatory Organizations (CISRO) principles. Plan eligibility, terms, and quotes depend on individual assessment and Canadian provincial underwriting guidelines.
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